Not everyone agrees to accept the specific rules of payment systems and are trying to find other ways to sell adult games.
In 2025, pressure from VISA and Mastercard on sellers of adult games intensified. "Incorrect" projects began to be removed from sale.
At that time, there were calls to create an alternative payment solution, and it appeared. The Japanese store DLsite, which distributes adult comics (manga), games, and other digital content, presented a response to VISA and Mastercard.
The new payment option "Minno no Ginko Payment" is linked to the Japanese digital bank "Minna no Ginko."
This new system allows direct payments to DLsite by linking a user's bank account in Minna no Ginko to a viviON account ID, eliminating the need for intermediaries.
For now, this is a regional solution for residents of Japan (it is officially impossible to open an account from abroad).